A good insurance policy may have high out of pocket cost (deductibles / co-pays). We have policies that allow for overall less cost to you and less clerical expense for us.
As an independent office we have liberties that allow freedom to offer very flexible payment plans. We accept and file all BC/BS, AETNA, MEDICARE and MEDICAID ect . However, they require that you take responsibility for co-pays and / or deductibles. If one has six to eight visits to a chiropractor and each visits cost you greater than $37.50 because of their expensive co-pays (after your first visit) than our policies for a $37.50 visit OR payment plans on the $37.50 cost per visit can save you money. If your expensive deductible is already met and co-pays are less than $37.50, then you should and we will gladly file (most filings other than Medicare are electronic and all electronic filings have a quick turn around).
Medicare is your right. You paid into the system your whole working life. One of our primary filings is Medicare, We file as much Medicare as any other insurance. Your portion after the $150 deductible is a $5.15 co-pay. Medicaid requires the primary care physician to refer and why not take advantage of this coverage. This too is one of our frequently filed benefits.